Don’t Let These 5 Excuses Stop Your Momentum

Dream Big

It is important to have dreams and a healthy amount of ambition. Too often, the chatterbox in our heads stops our momentum. We make up so many excuses that our dreams fail and it seems easier to give up than keep going. Be strong, and don’t let these 5 excuses stop your momentum. 1. Quiet Your […]

10 Ways to make 2017 the Best Year Ever

Make 2017 the Best Year Ever

A new year is your opportunity to have the best year ever. We all know about the New Year’s resolutions that are unfulfilled and fade before January ends. Now is the time to determine how to enhance your already amazing life, and make 2017 the best year ever. Here are 10 ideas to get your moving in […]

Taking Baby Steps to Get Out of Debt


Everybody needs a plan. The start of the New Year is always a good time to start something or to get reinvigorated and move in a different direction. Nationally-syndicated radio talk show host and financial expert Dave Ramsey advises clients and listeners to get out of debt first and foremost, then build wealth. His is […]

Start the Year Off Right


How to Start Your Financial Year Off Right The New Year is almost upon us. Here are a few tips to make 2017 the year you take control of your finances. PERFECT YOUR BUDGET Take 15 minutes this week and put together a budget. This isn’t a difficult chore, however having the truth in front […]

5 Tips to Help You Save Your First $1,000


Savings are important. The first $1000 that you save could be the most important money you put away in your life. That $1000 is the first step of putting together a rainy day fund. You never know when something you never expected will fall right in your lap. This first $1000 is your 1st step […]

The Most Appreciated Gift for Kids

gift for kids

The gift that receives all the attention on Christmas day probably won’t be a Savings Bond or a contribution to a 529 savings plan.  It will definitely become the most appreciated over the years.  Especially prior to tax season, family members can invest in the future of their youngest family members.  This will make their […]

There is still time to reduce tax liability


The end of the year is quickly approaching, and tax time is lurking around the corner. One of the most critical components to financial planning is reducing your tax liability for individuals, as well as business owners. It is easy to overlook potential tax deductions or tax credits. It is time to brush up on your tax guideline […]

How Successful People Deal with Stress


Living with persistent stress can have very negative consequences on our physical and emotional states. We are well aware of this, so why do we allow it to continue? Through a research group at Yale University, it has been determined that persistent stress can cause a reduction in gray matter within our brains. This is the area that […]

Winter Is Coming: Get Ready with These Energy Saving Tips


Winter is coming, and for anyone living in a cold weather part of the world, that means climbing (sometimes catapulting) energy costs, as the temperatures fall and we strive to stay warm. If you’re lucky enough to live in warm weather climate, then you can pass this information onto your less fortunate friends up North. […]

Translating an Increase in Income to an Increase in Savings


For many people working around the world today, an increase in pay doesn’t necessarily translate into an increase in savings for emergencies or retirement. If you asked the 1 in 3 workers in America who haven’t saved any amount of money for retirement WHY this is the case, you’ll likely hear several variations of the […]