Planning for Your Financial Future

Are you making a plan for your financial future? Detroit Lions Receiver Ryan Broyles is.

Here is a story from ESPN’s Michael Rothstein about Detroit Lions wide receiver Ryan Broyles, highlighting the player’s thoughtful approach toward long-term financial security for himself and his family.


The article focuses on the figure of $60,000. This is the amount Broyles marks as his “give or take” annual budget target for lodging, food, entertainment and living expenses for him, his wife and newborn.

This is a decent income for most parts of the United States, but considering this budget is for a professional football player on a four-year, $3.6 million contract ($1.42 million guaranteed), he is living well within his means.

In the article, Broyles told Rothstein, explaining how an NFL rookie symposium made him think about his financial future.  “I studied as much as I could, I talked to people wealthier than me, smarter than me. So that definitely helps.”

After deciding on a number that would let him live comfortably, Broyles began investing money and spending on things any other young, working class father might. He and his wife both drive Mazdas, and they still have the 2005 Chevy TrailBlazer – the same one that Broyles drove in college.

Broyles says sticking to a budget has helped him learn when and where to spend his money.


“Then you know how much you can invest, how risky you can be,” Broyles said. “When I was hitting the same budget over three, four, five months, it was all right. This is what your budget is and I had some spending money.”

Rothstein wrote that Broyles has begun traveling for speaking engagements and is promoting a video game that will spread the message of frugality to others:

Broyles dug in and started learning about the world of finance. In March, he and New Orleans running back Mark Ingram went to Washington, D.C. to speak to students about financial planning. Adding to this resume, he is continuing his outreach educating others about financial security. He has worked with VISA and the NFL on promoting a Financial Football video game in classrooms to help teach financial security and planning in both D.C. and his home state of Oklahoma.

Broyles’ planning for life after football could come into play sooner rather than later, due to a series of injuries that have left him on the fringes of the game since the Lions drafted him in the second round in 2012.

He had great foresight when planning for his financial future – his life after football. A series of injuries have kept him on the sidelines more often than he’d like since the Lions drafted him in the second round in 2012. Through his first three NFL seasons, he’s played in just 21 games and caught 32 receptions – only 2 in 2014.

But as Broyles told the Detroit Free Press’ Carlos Monarrez at training camp last week, he’s ready to put these injuries behind him and keep moving forward.

“I hate the health question,” Broyles said. “I’ve gotten that for so many years. I feel good where I am. I’m excited about this coming year…[I want to show] that I can play at this level.”

No matter how it pans out, Broyles is more prepared than most non-marquee players for any contingencies that could beset his path.

What steps are you taking to secure your financial future?

Add your comments below.


  1. Geralda Adrien says

    After Millionaire Mind Intensive I reduced some of my expenses and joined Quantum Leap to get the proper education to become the millionaire I want to be next year I have failed so many businesses because I didn’t have a plan now I do and I am using the 3 Pillars of wealth to get me there.

  2. Pauline Bunyan says

    After attending Millionaire Mind Intensive we have purchased the Millionaire Mind Training course in Mastering the Markets. With the first few videos we are extremely happy that we can now control our financial security for Wealth and Abundance.
    We always wanted to learn about the Markets simply, step by step and now we are doing it correctly with the Masters of the Markets. Now we have a direct path and plan to achieve our dreams and leave a legacy for future generations.

  3. Your comment is awaiting moderation.

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